AI+Trust Advisory — Health Spending Accounts

Plain-English answers on Health Spending Accounts for Canadian businesses

See if an HSA fits your business
  • ✓ No monthly premiums — you fund it, you control it
  • ✓ Tax-efficient for your business (CRA PHSP rules)
  • ✓ Works across Canada (except Quebec)
  • ✓ Set up in days, not months
  • ✓ Independent advice — not tied to one carrier
Free · No obligation

See if an HSA fits your business

Share a few details and Alfredo gets back to you with a plain-English answer — usually within one business day.

Free guides & checklists

Practical resources to download — no cost.

HSA Basics

What a Health Spending Account is, how it works, and what it costs.

For Incorporated Owners

How incorporated businesses use an HSA for tax-efficient health spending.

For Self-Employed & Sole Proprietors

What an HSA can and can't do for unincorporated business owners (CRA limits).

HSA vs Group Benefits

Honest comparison: when an HSA wins, when a traditional plan wins.

For Advisors & Brokers

Offering a white-label HSA to your own clients.

Not sure where to start?

Tell us about your team and we'll point you to the right plan.

See if an HSA fits your business